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	<title>Frugalnomics &#187; Money Saving Tips</title>
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		<title>Phone Saving Strategies</title>
		<link>http://www.guidetolivingcheap.com/phone-saving-strategies/</link>
		<comments>http://www.guidetolivingcheap.com/phone-saving-strategies/#comments</comments>
		<pubDate>Tue, 15 Feb 2011 19:25:16 +0000</pubDate>
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				<category><![CDATA[Money Saving Tips]]></category>

		<guid isPermaLink="false">http://www.guidetolivingcheap.com/?p=549</guid>
		<description><![CDATA[Saving should be a part now of everyone’s strategy in dealing with the world today. Times are getting tough and if we do not do something about it then we will have a hard time. We have to ensure that our finances are on the right track and the best and the simplest way to [...]]]></description>
			<content:encoded><![CDATA[<p>Saving should be a part now of everyone’s strategy in dealing with the world today. Times are getting tough and if we do not do something about it then we will have a hard time. We have to ensure that our finances are on the right track and the best and the simplest way to do it is by saving as much as we can. There are lots of ways that we can save. Check all the expenses that you have for each month and try to find out if there is anything in it that you do not need in particular. You will be surprised at the number of expenses that you can actually do without. Get rid of those expenses right away. Although the savings on each item might be small, when those expenses accumulate it would add up to a significant sum.</p>
<p>There are also  <a href="http://www.farmcreditofmissouri.com/954/9-ways-to-save-on-phone-bills/">ways to save on phone</a> bills. They are tried and tested methods that have been proven effective by a lot of householders out there. We have listed here some of these methods so you can try them out.</p>
<p>1. The first thing to consider is changing your plan. Most of us do not use the phone as much as we thought that we would so, it is very possible that you are wasting your money on paying service that is being left unused.</p>
<p>2. Inform your provider that you are planning on having their service dropped. They will surely offer something lucrative. Hold out until you have them squeezed out.</p>
<p>3. Do not commit if that will be possible since, it would be best if you could drop the service right away if another provider offers you something better.</p>
<p>Try reading other online articles as well for more financial information on things like stock market investment or <a href="http://www.farmcreditofmissouri.com/928/benefits-of-a-no-equity-debt-consolidation-loan/">debt consolidation no equity</a>.</p>
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		<title>Organic Vegetable Gardening &#8211; Saving Money on Groceries</title>
		<link>http://www.guidetolivingcheap.com/organic-vegetable-gardening/</link>
		<comments>http://www.guidetolivingcheap.com/organic-vegetable-gardening/#comments</comments>
		<pubDate>Sun, 03 May 2009 06:27:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Organic Vegetable Gardening]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.guidetolivingcheap.com/?p=54</guid>
		<description><![CDATA[Organic vegetable gardening offers a tremendous opportunity to save money on your grocery bill. As part of a cost cutting measure on your personal finances, you should strongly consider starting your own garden. Whether you own a home and start a garden in your backyard, or plant vegetables in containers on a balcony or porch [...]]]></description>
			<content:encoded><![CDATA[<p><b>Organic vegetable gardening</b> offers a tremendous opportunity to save money on your grocery bill.  As part of a cost cutting measure on your personal finances, you should strongly consider starting your own garden.  Whether you own a home and start a garden in your backyard, or plant vegetables in containers on a balcony or porch of an apartment &#8211; organic vegetable gardening will save you money.  Growing your own food not only cuts back on grocery expenses, but it also puts a healthy food option on your table for you to enjoy with friends and family all summer long!</p>
<p>Several financial experts claim that an average size family can save hundreds of dollars per year, just by starting their own garden.  While not every family may see these cost savings, chance are you will see at least a few dollars per month coming off your grocery bill.  </p>
<p>Here are 5 reason why <a title="organic vegetable gardening" href="http://blog.nutritiondata.com/ndblog/2009/04/what-growing-yo.html" target="_self">organic vegetable gardening</a> can save you money.</p>
<ol>
<li><b>Convenience</b> &#8211; Most people want to save money when they buy their groceries.  However, when people are in a hurry or rushed, they tend to spend more money at the grocery store.  Growing your own organic vegetable garden in your backyard offers a convenient way to have your own little produce section waiting for you at all times.  Having the ability to walk out to your backyard and pick a fresh tomato is not only convenient but also saves you money.</li>
<li><b>Gas Prices</b> &#8211; Unfortunately, there is little control the average person has over the drastic fluctuation in gas prices.  The higher they go up, the higher your produce will go up in price.  The transportation services are passing higher energy prices right along to the consumer.  Organic vegetable gardening at your home will reduce your dependence on fluctuating energy and food prices.  The price you pay to grow your own organic food is considerably less than what you would pay at a grocery store.</li>
<li><b>Organic Produce Costs More</b> &#8211; If you tend to purchase organic foods, you already know that grocers charge a premium for these goods compared to non-organic items.  If you are able to grow your own organic produce at your home, then you will be able to cut out any premiums charged by grocery stores and farmers.  Growing organic vegetables not only saves you money but provides healthy and safe foods for your family to enjoy.</li>
<li><b>Frugal Shopper</b> &#8211; Most frugal shoppers love to use coupons to buy their groceries.  However, the number of available coupons for fruits and vegetables is slim to none.  As a result, there are not a lot of options that can be used to lower the price of the produce you purchase.  The alternative is to grow your own vegetables and fruits so that you don&#8217;t need to worry about using coupons or finding discounts on your produce.</li>
<li><b>Medical Costs</b> &#8211; This is an indirect savings, but growing and consuming vegetables is a healthy activity that will limit or reduce your medical costs.  Provided you wear plenty of sunscreen and take care of your skin, working outdoors reduces stress levels and gets the blood flowing.  While not a vigorous exercise, gardening can burn up some calories and get you on your way to living a healthy life.  Did I mention that eating fruits and vegetables are also part of a healthy diet?  Exercise and a nutritious diet are critical to staying healthy, which will keep your medical costs low.</li>
</ol>
<p>Are you convinced yet that organic vegetable gardening can save you money?  Regardless if you can save a few or several hundred dollars each month &#8211; growing your own food is something to consider.  Even if you don&#8217;t save a lot of money by doing it, you should still consider it as a way to practice <i>green living</i> and help promote a healthy and clean planet.</p>
<p><i>Are you looking to lower your carbon footprint?  Organic vegetable gardening is just one of the easy ways that you can get started.  Do you really want to expose your family to harmful toxins in the produce they eat? If you would like to find additional information on starting an <strong>organic garden</strong> be sure to check out <a target="_new" href="http://www.OrganicFoodGardening.info">Organic Food Gardening</a> to find valuable information.</i></p>
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